Let’s Talk Solutions: Real Problems In Race Inequality In Grand Rapids Real Estate

Mortgages aren’t handed out by Lending Vending Machines that do not discriminate. No, it’s paperwork filled out by a person…using standards, an index and credit scores…very concrete things But humans aren’t perfect. 70% of credit scores have mistakes in the report. Review: Redlining is the human mortgage lender doing shifty things with applications of minority groups. Getting…

Let’s Talk Specifics: Real Problems With Race Inequality In Grand Rapids Real Estate

Redlining…that old fashioned sounding thing that is still happening…hopefully due to the lag of new ideas replacing old habits…It’s not OVERT racism: saying out loud that one person is better than another because of the color of their skin. It’s COVERT racism: you say out loud that everyone matters, but behind the scenes you do things to…